• Rating Agencies Explained

    What are credit rating agencies doing, why do we need them and why are they causing so much trouble? ________________________________________________ SOURCES: http://www.reuters.com/article/us-ratings-insight-idUSTRE7714TI20110802 http://www.bbc.com/news/10108284 https://www.theguardian.com/business/2012/feb/15/credit-ratings-agencies-moodys https://www.theguardian.com/commentisfree/2012/jan/16/time-control-credit-ratings-agencies http://www.cfr.org/financial-crises/credit-rating-controversy/p22328 https://web.archive.org/web/20130605141052/http://rru.worldbank.org/documents/CrisisResponse/Note8.pdf http://siteresources.worldbank.org/FINANCIALSECTOR/Resources/Credit_Reporting_text.pdf http://personal.lse.ac.uk/debp/Papers/Ratings_Regulation.pdf

    published: 17 Jan 2017
  • Rating Agencies

    The film introduces into the activity of rating agencies and their growing importance for developing countries.

    published: 08 Mar 2013
  • Credit ratings agencies

    Italy is firmly back in the firing line of the eurozone debt crisis after credit ratings agency Moody's delivered a stinging downgrade to Baa2 from A3, saying Rome was now "more likely to experience a further sharp increase in its funding costs or the loss of market access" for borrowing. Credit ratings agencies and how they operate.

    published: 13 Jul 2012
  • Do we need rating agencies? - MoneyWeek Investment Tutorials

    Like this MoneyWeek Video? Want to find out more on rating agencies? Go to: http://www.moneyweekvideos.com/do-we-need-rating-agencies/ now and you'll get free bonus material on this topic, plus a whole host of other videos. Search our whole archive of useful MoneyWeek Videos, including: · The six numbers every investor should know... http://www.moneyweekvideos.com/six-numbers-every-investor-should-know/ · What is GDP? http://www.moneyweekvideos.com/what-is-gdp/ · Why does Starbucks pay so little tax? http://www.moneyweekvideos.com/why-does-starbucks-pay-so-little-tax/ · How capital gains tax works... http://www.moneyweekvideos.com/how-capital-gains-tax-works/ · What is money laundering? http://www.moneyweekvideos.com/what-is-money-launde...

    published: 15 Jul 2011
  • The Big Short Rating Agencies

    published: 29 Feb 2016
  • Imp Credit Rating Agencies In India

    Imp Credit Rating Agencies In India LIKE US ON FACEBOOK FOR REAL TIME UPDATES https://www.facebook.com/competitiveexamslibrary/ VISIT OUR WEBSITE FOR PDF AND MATERIALS http://competitiveexamslibrary.blogspot.com/ FOLLOW US ON GOOGLE PLUS https://plus.google.com/u/0/+CompetitiveexamsLibrary FOLLOW US ON TWITTER https://twitter.com/competitiveexa4 FOLLOW US ON PINTERST https://in.pinterest.com/competitive3876/ TO SUBCRIBE OUR YOUTUBE CHANNEL https://www.youtube.com/c/CompetitiveexamsLibrary 45 STATIC GK TOPICS LIST WITH PDFS AND TRICKS http://competitiveexamslibrary.blogspot.com/2016/08/static-gk-topics-list-for-ibps-bank.html COMPUTER AWARENESS IN TELUGU https://www.youtube.com/playlist?list=PLbBjEQyxSve5Z4G0p3R5ONcynZjqSeejZ BANKING AWARENESS FULL CONCEPT IN TELUGU WITH...

    published: 03 Oct 2016
  • Credit rating / credit rating agencies

    The big short 2015

    published: 06 Jun 2016
  • Credit Rating Agencies and the Financial Crisis (Part 1 of 2)

    Credit Rating Agencies and the Financial Crisis (Part 1 of 2) - Committee on Oversight and Government Reform - Tape Deck 01 - 2008-10-22 - The Committee held a hearing titled, "Credit Rating Agencies and the Financial Crisis" on Wednesday, October 22, 2008, in 2154 Rayburn House Office Building. The hearing examined the actions of the three largest credit rating agencies, Standard and Poor's, Moody's Corporation, and Fitch Ratings, leading up to the current financial crisis. Video provided by the U.S. House of Representatives.

    published: 13 Feb 2011
  • Ratings agencies' role in the crisis

    Moody's, Fitch and Standards and Poor's severely misread the risk associated with mortgage-backed securities.

    published: 30 Apr 2010
  • Yaron Answers: Credit Rating Agencies

    Yaron Brook answers a question from Joseph: "What are credit ratings agencies and what role did they play in the financial crisis?" www.laissezfaireblog.com

    published: 06 Aug 2012
  • Inside Job - The Rating Agencies

    Inside Job - The Rating Agencies

    published: 06 Jul 2011
  • The Big Short (2015) - FrontPoint Partners confronts Morgan Stanley Risk Assessors and S&P

    "...apparently, uh, tying up six years of insurance payments in hopes of housing Armageddon is not a prudent investing." "...Okay. I want you to walk back in there and, very calmly and very politely, tell the risk assessors to **** off." "You are selling ratings for fees...Rating Shop." "If you can afford to make less, make less."

    published: 07 Mar 2017
  • The power of the credit rating agencies - (VPRO documentary - 2012)

    The financial markets tremble when the rating agencies disclose their ratings about the credit worth of a country. Government leaders lose their sleep over the rating of their country. But often the ratings of Moody's, S & P's and Fitch were incorrect. "It's just like making a rough estimate, giving a credit rating to a country is nothing but a board game." - Jerome Fons (Former Director of Moody's). The rating agencies, or credit assessors, are all over the news. Recently, there has been many downgrades of mainly European countries and companies. With as a consequence troubled financial markets and governments that are getting deeper in financial trouble. Reducing a country's credit rating can have such major consequences that government leaders, if their credit rating is at stake, are ...

    published: 02 Dec 2017
  • Warren Buffett on Ratings Agencies

    Warren Buffett and Charlie Munger Answer Questions on ratings agencies

    published: 21 Mar 2017
  • Warren Buffett on the Financial & Housing Crisis and Credit Rating Agencies (2010)

    A credit rating agency (CRA) is a company that assigns credit ratings for issuers of certain types of debt obligations as well as the debt instruments themselves. In some cases, the servicers of the underlying debt are also given ratings. More on Buffett: https://www.amazon.com/gp/search?ie=UTF8&tag=tra0c7-20&linkCode=ur2&linkId=22f3a19f1003df6e04ad734879f32fb7&camp=1789&creative=9325&index=books&keywords=warren%20buffett In most cases, the issuers of securities are companies, special purpose entities, state and local governments, non-profit organizations, or national governments issuing debt-like securities (i.e., bonds) that can be traded on a secondary market. A credit rating for an issuer takes into consideration the issuer's credit worthiness (i.e., its ability to pay back a loan), a...

    published: 11 Jun 2013
  • Credit Rating | Introduction | CAMEL Model | Rating Process | Credit Rating Agencies | Part 1

    Strategic Financial Management : Chartered Accountancy; Credit Rating | Introduction | CAMEL Model | Rating Process | Credit Rating Agencies | Part 1; Revision : 00:00:11 - 000:01:35 Topic Covered : 1. Ratings and Credit Ratings [CA Final May'13] : 00:01:36 - 00:0:49 2. Importance of Ratings : 00:06:58 - 00:09:49 3. Disadvantages of Rating [CA Final Nov'09] : 00:09:50 - 00:14:19 4. Rating Process : 00:14:22 - 00:21:02 5. Camel Model in Credit Rating [C.A Final Nov'10] : 00:21:02 - 00:24:28 -C - Capital -A - Assets -M - Management -E - Earnings -L - Liquidity 6. Credit Rating Agencies in India : 00:24:28 - 00:27:18 - CRISIL - ICRA - CARE Video by Edupedia World (www.edupediaworld.com), Free Online Education; Download our A...

    published: 03 Dec 2016
  • 2008 Financial Crisis: Credit Rating Agencies commit fraud/ incompetence

    http://www.thesoapboxroadshow.com/ Introductory Statement by Chairman Carl Levin - From Senate Committee hearings. The credit rating agencies are; Moody's, Standard and Poors, and Fitch....QUOTE: "Concluding a two-year bipartisan investigation, Senator Carl Levin, D-Mich., and Senator Tom Coburn M.D., R-Okla., Chairman and Ranking Republican on the Senate Permanent Subcommittee on Investigations, today released a 635-page final report (PDF, 6MB) on their inquiry into key causes of the financial crisis. The report catalogs conflicts of interest, heedless risk-taking and failures of federal oversight that helped push the country into the deepest recession since the Great Depression." http://levin.senate.gov/newsroom/supporting/2011/PSI_WallStreetCrisis_041311.pdf

    published: 09 May 2011
  • What is CREDIT RATING AGENCY? What does CREDIT RATING AGENCY mean? CREDIT RATING AGENCY meaning

    What is CREDIT RATING AGENCY? What does CREDIT RATING AGENCY mean? CREDIT RATING AGENCY meaning - CREDIT RATING AGENCY definition - CREDIT RATING AGENCY explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. A credit rating agency (CRA, also called a ratings service) is a company that assigns credit ratings, which rate a debtor's ability to pay back debt by making timely interest payments and the likelihood of default. An agency may rate the creditworthiness of issuers of debt obligations, of debt instruments, and in some cases, of the servicers of the underlying debt, but not of individual consumers. The debt instruments rated by CRAs include government bonds, corporate bonds, CDs, municipal bonds, preferred stock, and collate...

    published: 12 Apr 2017
  • Fitch Ratings - John Olert Interview Rating Agencies

    published: 14 Oct 2014
  • Credit ratings agencies warn SA to put it's house in order

    Two international credit ratings agencies have sent a rude awakening to the South African government that it urgently needs to get its house in order. S&P Global Ratings downgraded the country's local debt to BB+, also known as junk status.It also further downgraded the country's foreign debt rating into deeper junk status. Moody's left their ratings of the country's debt unchanged at Baa3, which is one grade away from junk. However, the agency warned that it has put the country on review for a possible downgrade at its next decision, sometime next year. On the news late last night, the rand weakened as much 2% against the US dollar, but has since recovered trading well below 13.90 against the greenback. For more news, visit: http://www.sabc.co.za/news

    published: 25 Nov 2017
  • Are we smarter than credit rating agencies? :Dorian Crede at TEDxVienna

    http://www.facebook.com/tedxvienna http://www.tedxvienna.at Dorian Credé is founder and chairman of Wikirating, the first non-profit community platform for credit ratings. He studied physics and mathematics and has a Master of Science from the Swiss Federal Institute of Technology (ETH Zurich), Switzerland. Since more than 12 years he is working in the IT and financial services industry. About TEDx In the spirit of ideas worth spreading, TEDx is a program of local, self-organized events that bring people together to share a TED-like experience. At a TEDx event, TEDTalks video and live speakers combine to spark deep discussion and connection in a small group. These local, self-organized events are branded TEDx, where x = independently organized TED event. The TED Conference provides gene...

    published: 19 Feb 2013
  • Hindu Editorial Analysis for 11th September 2017 - On Credit Rating Agencies in India (In Hindi)

    Hindu Editorial Analysis for 11th September 2017 - Search for quality: On Credit Rating Agencies in India (in Hindi). Watch the English version on https://unacademy.com/course/the-hindu-daily-editorial-analysis-for-september-2017/XRSHEOQD Read the editorial analysis for 11th September 2017 of the Hindu Newspaper. Learn how to read the daily Hindu News Analysis by Jatin Verma. Learn about the current affairs for your IAS preparation. Current news from around India brought to you by Unacademy. Get insights on the Hindu Newspaper and latest news. Fresh update on the current affairs for 11th September 2017.

    published: 12 Sep 2017
  • How Are Bonds Rated?

    When investing in bonds, it may be beneficial to consider bond ratings. Learn about the three main ratings agencies and how they evaluate bond issuers. Questions or Comments? Have a question or topic you’d like to learn more about? Let us know: Twitter: @ZionsDirectTV Facebook: www.facebook.com/zionsdirect Or leave a comment on one of our videos. Open an Account: Begin investing today by opening a brokerage account or IRA at www.zionsdirect.com Bid in our Auctions: Participate in our fixed-income security auctions with no commissions or mark-ups charged by Zions Direct at www.auctions.zionsdirect.com

    published: 20 Aug 2012
  • Ratings conflict

    Ratings agencies are paid by the sellers of the securities they rate. Critics say there's a conflict of interest there. Senior Editor Paddy Hirsch explains.

    published: 16 Jan 2010
  • The Big Short Rating Agencies

    published: 29 Feb 2016
  • The Rating Agencies

    Training on The Rating Agencies by Vamsidhar Ambatipudi

    published: 02 Aug 2017
  • rating agencies

    rating agencies

    published: 22 Sep 2011
  • Risk Rating Agency

    published: 08 Nov 2016
  • Rating Agency

    published: 25 Sep 2012
developed with YouTube
Rating Agencies Explained

Rating Agencies Explained

  • Order:
  • Duration: 5:46
  • Updated: 17 Jan 2017
  • views: 18303
videos
What are credit rating agencies doing, why do we need them and why are they causing so much trouble? ________________________________________________ SOURCES: http://www.reuters.com/article/us-ratings-insight-idUSTRE7714TI20110802 http://www.bbc.com/news/10108284 https://www.theguardian.com/business/2012/feb/15/credit-ratings-agencies-moodys https://www.theguardian.com/commentisfree/2012/jan/16/time-control-credit-ratings-agencies http://www.cfr.org/financial-crises/credit-rating-controversy/p22328 https://web.archive.org/web/20130605141052/http://rru.worldbank.org/documents/CrisisResponse/Note8.pdf http://siteresources.worldbank.org/FINANCIALSECTOR/Resources/Credit_Reporting_text.pdf http://personal.lse.ac.uk/debp/Papers/Ratings_Regulation.pdf
https://wn.com/Rating_Agencies_Explained
Rating Agencies

Rating Agencies

  • Order:
  • Duration: 9:56
  • Updated: 08 Mar 2013
  • views: 24392
videos
The film introduces into the activity of rating agencies and their growing importance for developing countries.
https://wn.com/Rating_Agencies
Credit ratings agencies

Credit ratings agencies

  • Order:
  • Duration: 1:52
  • Updated: 13 Jul 2012
  • views: 9895
videos
Italy is firmly back in the firing line of the eurozone debt crisis after credit ratings agency Moody's delivered a stinging downgrade to Baa2 from A3, saying Rome was now "more likely to experience a further sharp increase in its funding costs or the loss of market access" for borrowing. Credit ratings agencies and how they operate.
https://wn.com/Credit_Ratings_Agencies
Do we need rating agencies? - MoneyWeek Investment Tutorials

Do we need rating agencies? - MoneyWeek Investment Tutorials

  • Order:
  • Duration: 14:30
  • Updated: 15 Jul 2011
  • views: 12612
videos
Like this MoneyWeek Video? Want to find out more on rating agencies? Go to: http://www.moneyweekvideos.com/do-we-need-rating-agencies/ now and you'll get free bonus material on this topic, plus a whole host of other videos. Search our whole archive of useful MoneyWeek Videos, including: · The six numbers every investor should know... http://www.moneyweekvideos.com/six-numbers-every-investor-should-know/ · What is GDP? http://www.moneyweekvideos.com/what-is-gdp/ · Why does Starbucks pay so little tax? http://www.moneyweekvideos.com/why-does-starbucks-pay-so-little-tax/ · How capital gains tax works... http://www.moneyweekvideos.com/how-capital-gains-tax-works/ · What is money laundering? http://www.moneyweekvideos.com/what-is-money-laundering/
https://wn.com/Do_We_Need_Rating_Agencies_Moneyweek_Investment_Tutorials
The Big Short Rating Agencies

The Big Short Rating Agencies

  • Order:
  • Duration: 1:28
  • Updated: 29 Feb 2016
  • views: 110969
videos
https://wn.com/The_Big_Short_Rating_Agencies
Imp Credit Rating Agencies In India

Imp Credit Rating Agencies In India

  • Order:
  • Duration: 3:07
  • Updated: 03 Oct 2016
  • views: 7047
videos
Imp Credit Rating Agencies In India LIKE US ON FACEBOOK FOR REAL TIME UPDATES https://www.facebook.com/competitiveexamslibrary/ VISIT OUR WEBSITE FOR PDF AND MATERIALS http://competitiveexamslibrary.blogspot.com/ FOLLOW US ON GOOGLE PLUS https://plus.google.com/u/0/+CompetitiveexamsLibrary FOLLOW US ON TWITTER https://twitter.com/competitiveexa4 FOLLOW US ON PINTERST https://in.pinterest.com/competitive3876/ TO SUBCRIBE OUR YOUTUBE CHANNEL https://www.youtube.com/c/CompetitiveexamsLibrary 45 STATIC GK TOPICS LIST WITH PDFS AND TRICKS http://competitiveexamslibrary.blogspot.com/2016/08/static-gk-topics-list-for-ibps-bank.html COMPUTER AWARENESS IN TELUGU https://www.youtube.com/playlist?list=PLbBjEQyxSve5Z4G0p3R5ONcynZjqSeejZ BANKING AWARENESS FULL CONCEPT IN TELUGU WITH SIMPLE EXPALANTION https://www.youtube.com/playlist?list=PLbBjEQyxSve4C9Uzw0DFdy7TMzK_gWnZS IMP STATIC GK VIDEOS PLAYLIST WITH SMART TRICKS TO REMEMBER EASILY https://www.youtube.com/playlist?list=PLbBjEQyxSve4D9winaxagZXdj_ggXuHxC CURRENT AFFAIRS VIDEOS 2016 (JULY TO DEC 2016) PLAYLIST https://www.youtube.com/playlist?list=PLbBjEQyxSve7xQHM7UI2HP9niWLsySDg_ CURRENT AFFAIRS 2017 PLAYLIST https://www.youtube.com/playlist?list=PLbBjEQyxSve5jN3RaUqb5k-r5WCrpNBlV NATIONAL PARKS TRICKS WITH SMALL STORIES https://www.youtube.com/playlist?list=PLbBjEQyxSve65gjp-rBpfAFc3gRifiJo9 VIDEOS IN ENGLISH LANGUAGE PLAYLIST https://www.youtube.com/playlist?list=PLbBjEQyxSve7DR5Ks1ubHYXi0Zqvl5o_x
https://wn.com/Imp_Credit_Rating_Agencies_In_India
Credit rating / credit rating agencies

Credit rating / credit rating agencies

  • Order:
  • Duration: 2:45
  • Updated: 06 Jun 2016
  • views: 6333
videos
The big short 2015
https://wn.com/Credit_Rating_Credit_Rating_Agencies
Credit Rating Agencies and the Financial Crisis (Part 1 of 2)

Credit Rating Agencies and the Financial Crisis (Part 1 of 2)

  • Order:
  • Duration: 2:34:51
  • Updated: 13 Feb 2011
  • views: 4282
videos
Credit Rating Agencies and the Financial Crisis (Part 1 of 2) - Committee on Oversight and Government Reform - Tape Deck 01 - 2008-10-22 - The Committee held a hearing titled, "Credit Rating Agencies and the Financial Crisis" on Wednesday, October 22, 2008, in 2154 Rayburn House Office Building. The hearing examined the actions of the three largest credit rating agencies, Standard and Poor's, Moody's Corporation, and Fitch Ratings, leading up to the current financial crisis. Video provided by the U.S. House of Representatives.
https://wn.com/Credit_Rating_Agencies_And_The_Financial_Crisis_(Part_1_Of_2)
Ratings agencies' role in the crisis

Ratings agencies' role in the crisis

  • Order:
  • Duration: 3:31
  • Updated: 30 Apr 2010
  • views: 570
videos
Moody's, Fitch and Standards and Poor's severely misread the risk associated with mortgage-backed securities.
https://wn.com/Ratings_Agencies'_Role_In_The_Crisis
Yaron Answers: Credit Rating Agencies

Yaron Answers: Credit Rating Agencies

  • Order:
  • Duration: 6:33
  • Updated: 06 Aug 2012
  • views: 3381
videos
Yaron Brook answers a question from Joseph: "What are credit ratings agencies and what role did they play in the financial crisis?" www.laissezfaireblog.com
https://wn.com/Yaron_Answers_Credit_Rating_Agencies
Inside Job - The Rating Agencies

Inside Job - The Rating Agencies

  • Order:
  • Duration: 2:08
  • Updated: 06 Jul 2011
  • views: 12565
videos
Inside Job - The Rating Agencies
https://wn.com/Inside_Job_The_Rating_Agencies
The Big Short (2015) - FrontPoint Partners confronts Morgan Stanley Risk Assessors and S&P

The Big Short (2015) - FrontPoint Partners confronts Morgan Stanley Risk Assessors and S&P

  • Order:
  • Duration: 4:57
  • Updated: 07 Mar 2017
  • views: 268595
videos
"...apparently, uh, tying up six years of insurance payments in hopes of housing Armageddon is not a prudent investing." "...Okay. I want you to walk back in there and, very calmly and very politely, tell the risk assessors to **** off." "You are selling ratings for fees...Rating Shop." "If you can afford to make less, make less."
https://wn.com/The_Big_Short_(2015)_Frontpoint_Partners_Confronts_Morgan_Stanley_Risk_Assessors_And_S_P
The power of the credit rating agencies - (VPRO documentary - 2012)

The power of the credit rating agencies - (VPRO documentary - 2012)

  • Order:
  • Duration: 49:16
  • Updated: 02 Dec 2017
  • views: 550
videos
The financial markets tremble when the rating agencies disclose their ratings about the credit worth of a country. Government leaders lose their sleep over the rating of their country. But often the ratings of Moody's, S & P's and Fitch were incorrect. "It's just like making a rough estimate, giving a credit rating to a country is nothing but a board game." - Jerome Fons (Former Director of Moody's). The rating agencies, or credit assessors, are all over the news. Recently, there has been many downgrades of mainly European countries and companies. With as a consequence troubled financial markets and governments that are getting deeper in financial trouble. Reducing a country's credit rating can have such major consequences that government leaders, if their credit rating is at stake, are begging on the phone with the credit rating agencies. Who are these credit rating agencies actually? What do they base their credit ratings on? And are the numbers in the reports they assign to companies and countries correct? For more insight into the power of credit rating agencies, VPRO backlight spoke with Jerome Fons, ex-director of Moody's, David Levey, former head of the Moody's European Country Awards, Timothy Sinclair, Professor of Political Economics at the University of Warwick, and Dirk Müller, former stockbroker at the Frankfurt Stock Exchange. In addition, VPRO backlight looks with Portuguese mayor Carlos Carreiras at the consequences of Portugal's depreciation and talks with Ron Grassi, a retired lawyer who has started a lawsuit against the rating agencies. In VPRO backlight, the story of the rating agencies, their influence on the financial markets and their role in the world. Originally broadcasted by VPRO in 2012. © VPRO Backlight January 2012 On VPRO broadcast you will find nonfiction videos with English subtitles, French subtitles and Spanish subtitles, such as documentaries, short interviews and documentary series. VPRO Documentary publishes one new subtitled documentary about current affairs, finance, sustainability, climate change or politics every week. We research subjects like politics, world economy, society and science with experts and try to grasp the essence of prominent trends and developments. Subscribe to our channel for great, subtitled, recent documentaries. Visit additional youtube channels bij VPRO broadcast: VPRO Broadcast: https://www.youtube.com/VPRObroadcast vpr Metropolis: https://www.youtube.com/user/VPROmetropolis VPRO Documentary: https://www.youtube.com/VPROdocumentary VPRO World Stories: https://www.youtube.com/VPROworldstories VPRO Extra: https://www.youtube.com/channel/UCTLrhK07g6LP-JtT0VVE56A VPRO VG (world music): https://www.youtube.com/vrijegeluiden VPRO 3voor12 (alternative music): https://www.youtube.com/3voor12 VPRO 3voor12 extra (music stories): https://www.youtube.com/channel/UCtgVYRLGraeL9rGMiM3rBHA www.VPRObroadcast.com Credits: Director: Martijn Kieft Research: Maren Merckx Production: Marie Schutgens Editors: Henneke Hagen, Jos de Putter English, French and Spanish subtitles: Ericsson. French and Spanish subtitles are co-funded by European Union.
https://wn.com/The_Power_Of_The_Credit_Rating_Agencies_(Vpro_Documentary_2012)
Warren Buffett on Ratings Agencies

Warren Buffett on Ratings Agencies

  • Order:
  • Duration: 1:14
  • Updated: 21 Mar 2017
  • views: 141
videos https://wn.com/Warren_Buffett_On_Ratings_Agencies
Warren Buffett on the Financial & Housing Crisis and Credit Rating Agencies (2010)

Warren Buffett on the Financial & Housing Crisis and Credit Rating Agencies (2010)

  • Order:
  • Duration: 2:22:04
  • Updated: 11 Jun 2013
  • views: 10840
videos
A credit rating agency (CRA) is a company that assigns credit ratings for issuers of certain types of debt obligations as well as the debt instruments themselves. In some cases, the servicers of the underlying debt are also given ratings. More on Buffett: https://www.amazon.com/gp/search?ie=UTF8&tag=tra0c7-20&linkCode=ur2&linkId=22f3a19f1003df6e04ad734879f32fb7&camp=1789&creative=9325&index=books&keywords=warren%20buffett In most cases, the issuers of securities are companies, special purpose entities, state and local governments, non-profit organizations, or national governments issuing debt-like securities (i.e., bonds) that can be traded on a secondary market. A credit rating for an issuer takes into consideration the issuer's credit worthiness (i.e., its ability to pay back a loan), and affects the interest rate applied to the particular security being issued. The value of such security ratings has been widely questioned after the 2007--09 financial crisis. In 2003, the U.S. Securities and Exchange Commission submitted a report to Congress detailing plans to launch an investigation into the anti-competitive practices of credit rating agencies and issues including conflicts of interest. More recently, ratings downgrades during the European sovereign debt crisis of 2010--11 have drawn criticism from the EU and individual countries. A company that issues credit scores for individual credit-worthiness is generally called a credit bureau (US) or consumer credit reporting agency (UK). Credit rating agencies have been subject to the following criticisms: Credit rating agencies do not downgrade companies promptly enough. For example, Enron's rating remained at investment grade four days before the company went bankrupt, despite the fact that credit rating agencies had been aware of the company's problems for months. Or, for example, Moody's gave Freddie Mac's preferred stock the top rating until Warren Buffett talked about Freddie on CNBC and on the next day Moody's downgraded Freddie to one tick above junk bonds. Some empirical studies have documented that yield spreads of corporate bonds start to expand as credit quality deteriorates but before a rating downgrade, implying that the market often leads a downgrade and questioning the informational value of credit ratings. This has led to suggestions that, rather than rely on CRA ratings in financial regulation, financial regulators should instead require banks, broker-dealers and insurance firms (among others) to use credit spreads when calculating the risk in their portfolio. Large corporate rating agencies have been criticized for having too familiar a relationship with company management, possibly opening themselves to undue influence or the vulnerability of being misled. These agencies meet frequently in person with the management of many companies, and advise on actions the company should take to maintain a certain rating. Furthermore, because information about ratings changes from the larger CRAs can spread so quickly (by word of mouth, email, etc.), the larger CRAs charge debt issuers, rather than investors, for their ratings. This has led to accusations that these CRAs are plagued by conflicts of interest that might inhibit them from providing accurate and honest ratings. At the same time, more generally, the largest agencies (Moody's and Standard & Poor's) are often seen as promoting a narrow-minded focus on credit ratings, possibly at the expense of employees, the environment, or long-term research and development. These accusations are not entirely consistent: on one hand, the larger CRAs are accused of being too cozy with the companies they rate, and on the other hand they are accused of being too focused on a company's "bottom line" and unwilling to listen to a company's explanations for its actions. While often accused of being too close to company management of their existing clients, CRAs have also been accused of engaging in heavy-handed "blackmail" tactics in order to solicit business from new clients, and lowering ratings for those firms . For instance, Moody's published an "unsolicited" rating of Hannover Re, with a subsequent letter to the insurance firm indicating that "it looked forward to the day Hannover would be willing to pay". When Hannover management refused, Moody's continued to give Hannover Re ratings, which were downgraded over successive years, all while making payment requests that the insurer rebuffed. In 2004, Moody's cut Hannover's debt to junk status, and even though the insurer's other rating agencies gave it strong marks, shareholders were shocked by the downgrade and Hannover lost $175 million USD in market capitalization. http://en.wikipedia.org/wiki/Credit_rating_agency
https://wn.com/Warren_Buffett_On_The_Financial_Housing_Crisis_And_Credit_Rating_Agencies_(2010)
Credit Rating | Introduction | CAMEL Model | Rating Process | Credit Rating Agencies | Part 1

Credit Rating | Introduction | CAMEL Model | Rating Process | Credit Rating Agencies | Part 1

  • Order:
  • Duration: 28:44
  • Updated: 03 Dec 2016
  • views: 3662
videos
Strategic Financial Management : Chartered Accountancy; Credit Rating | Introduction | CAMEL Model | Rating Process | Credit Rating Agencies | Part 1; Revision : 00:00:11 - 000:01:35 Topic Covered : 1. Ratings and Credit Ratings [CA Final May'13] : 00:01:36 - 00:0:49 2. Importance of Ratings : 00:06:58 - 00:09:49 3. Disadvantages of Rating [CA Final Nov'09] : 00:09:50 - 00:14:19 4. Rating Process : 00:14:22 - 00:21:02 5. Camel Model in Credit Rating [C.A Final Nov'10] : 00:21:02 - 00:24:28 -C - Capital -A - Assets -M - Management -E - Earnings -L - Liquidity 6. Credit Rating Agencies in India : 00:24:28 - 00:27:18 - CRISIL - ICRA - CARE Video by Edupedia World (www.edupediaworld.com), Free Online Education; Download our App : https://goo.gl/1b6LBg Click here, https://www.youtube.com/playlist?list=PLJumA3phskPGZ7QPDmzNYr-fJDi5BjW6x for more videos on Strategic Financial Management; All Rights Reserved.
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2008 Financial Crisis: Credit Rating Agencies commit fraud/ incompetence

2008 Financial Crisis: Credit Rating Agencies commit fraud/ incompetence

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  • Duration: 4:02
  • Updated: 09 May 2011
  • views: 14719
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http://www.thesoapboxroadshow.com/ Introductory Statement by Chairman Carl Levin - From Senate Committee hearings. The credit rating agencies are; Moody's, Standard and Poors, and Fitch....QUOTE: "Concluding a two-year bipartisan investigation, Senator Carl Levin, D-Mich., and Senator Tom Coburn M.D., R-Okla., Chairman and Ranking Republican on the Senate Permanent Subcommittee on Investigations, today released a 635-page final report (PDF, 6MB) on their inquiry into key causes of the financial crisis. The report catalogs conflicts of interest, heedless risk-taking and failures of federal oversight that helped push the country into the deepest recession since the Great Depression." http://levin.senate.gov/newsroom/supporting/2011/PSI_WallStreetCrisis_041311.pdf
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What is CREDIT RATING AGENCY? What does CREDIT RATING AGENCY mean? CREDIT RATING AGENCY meaning

What is CREDIT RATING AGENCY? What does CREDIT RATING AGENCY mean? CREDIT RATING AGENCY meaning

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  • Duration: 2:28
  • Updated: 12 Apr 2017
  • views: 1739
videos
What is CREDIT RATING AGENCY? What does CREDIT RATING AGENCY mean? CREDIT RATING AGENCY meaning - CREDIT RATING AGENCY definition - CREDIT RATING AGENCY explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. A credit rating agency (CRA, also called a ratings service) is a company that assigns credit ratings, which rate a debtor's ability to pay back debt by making timely interest payments and the likelihood of default. An agency may rate the creditworthiness of issuers of debt obligations, of debt instruments, and in some cases, of the servicers of the underlying debt, but not of individual consumers. The debt instruments rated by CRAs include government bonds, corporate bonds, CDs, municipal bonds, preferred stock, and collateralized securities, such as mortgage-backed securities and collateralized debt obligations. The issuers of the obligations or securities may be companies, special purpose entities, state or local governments, non-profit organizations, or sovereign nations. A credit rating facilitates the trading of securities on a secondary market. It affects the interest rate that a security pays out, with higher ratings leading to lower interest rates. Individual consumers are rated for creditworthiness not by credit rating agencies but by credit bureaus (also called consumer reporting agencies or credit reference agencies), which issue credit scores. The value of credit ratings for securities has been widely questioned. Hundreds of billions of securities that were given the agencies' highest ratings were downgraded to junk during the financial crisis of 2007–08. Rating downgrades during the European sovereign debt crisis of 2010–12 were blamed by EU officials for accelerating the crisis. Credit rating is a highly concentrated industry, with the "Big Three" credit rating agencies controlling approximately 95% of the ratings business. Moody's Investors Service and Standard & Poor's (S&P) together control 80% of the global market, and Fitch Ratings controls a further 15%.
https://wn.com/What_Is_Credit_Rating_Agency_What_Does_Credit_Rating_Agency_Mean_Credit_Rating_Agency_Meaning
Fitch Ratings - John Olert Interview Rating Agencies

Fitch Ratings - John Olert Interview Rating Agencies

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  • Duration: 4:10
  • Updated: 14 Oct 2014
  • views: 1814
videos
https://wn.com/Fitch_Ratings_John_Olert_Interview_Rating_Agencies
Credit ratings agencies warn SA to put it's house in order

Credit ratings agencies warn SA to put it's house in order

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  • Duration: 4:03
  • Updated: 25 Nov 2017
  • views: 108
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Two international credit ratings agencies have sent a rude awakening to the South African government that it urgently needs to get its house in order. S&P Global Ratings downgraded the country's local debt to BB+, also known as junk status.It also further downgraded the country's foreign debt rating into deeper junk status. Moody's left their ratings of the country's debt unchanged at Baa3, which is one grade away from junk. However, the agency warned that it has put the country on review for a possible downgrade at its next decision, sometime next year. On the news late last night, the rand weakened as much 2% against the US dollar, but has since recovered trading well below 13.90 against the greenback. For more news, visit: http://www.sabc.co.za/news
https://wn.com/Credit_Ratings_Agencies_Warn_Sa_To_Put_It's_House_In_Order
Are we smarter than credit rating agencies? :Dorian Crede at TEDxVienna

Are we smarter than credit rating agencies? :Dorian Crede at TEDxVienna

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  • Duration: 11:33
  • Updated: 19 Feb 2013
  • views: 2505
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http://www.facebook.com/tedxvienna http://www.tedxvienna.at Dorian Credé is founder and chairman of Wikirating, the first non-profit community platform for credit ratings. He studied physics and mathematics and has a Master of Science from the Swiss Federal Institute of Technology (ETH Zurich), Switzerland. Since more than 12 years he is working in the IT and financial services industry. About TEDx In the spirit of ideas worth spreading, TEDx is a program of local, self-organized events that bring people together to share a TED-like experience. At a TEDx event, TEDTalks video and live speakers combine to spark deep discussion and connection in a small group. These local, self-organized events are branded TEDx, where x = independently organized TED event. The TED Conference provides general guidance for the TEDx program, but individual TEDx events are self-organized.* (*Subject to certain rules and regulations)
https://wn.com/Are_We_Smarter_Than_Credit_Rating_Agencies_Dorian_Crede_At_Tedxvienna
Hindu Editorial Analysis for 11th September 2017 - On Credit Rating Agencies in India (In Hindi)

Hindu Editorial Analysis for 11th September 2017 - On Credit Rating Agencies in India (In Hindi)

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  • Duration: 15:01
  • Updated: 12 Sep 2017
  • views: 5423
videos
Hindu Editorial Analysis for 11th September 2017 - Search for quality: On Credit Rating Agencies in India (in Hindi). Watch the English version on https://unacademy.com/course/the-hindu-daily-editorial-analysis-for-september-2017/XRSHEOQD Read the editorial analysis for 11th September 2017 of the Hindu Newspaper. Learn how to read the daily Hindu News Analysis by Jatin Verma. Learn about the current affairs for your IAS preparation. Current news from around India brought to you by Unacademy. Get insights on the Hindu Newspaper and latest news. Fresh update on the current affairs for 11th September 2017.
https://wn.com/Hindu_Editorial_Analysis_For_11Th_September_2017_On_Credit_Rating_Agencies_In_India_(In_Hindi)
How Are Bonds Rated?

How Are Bonds Rated?

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  • Duration: 2:44
  • Updated: 20 Aug 2012
  • views: 9275
videos
When investing in bonds, it may be beneficial to consider bond ratings. Learn about the three main ratings agencies and how they evaluate bond issuers. Questions or Comments? Have a question or topic you’d like to learn more about? Let us know: Twitter: @ZionsDirectTV Facebook: www.facebook.com/zionsdirect Or leave a comment on one of our videos. Open an Account: Begin investing today by opening a brokerage account or IRA at www.zionsdirect.com Bid in our Auctions: Participate in our fixed-income security auctions with no commissions or mark-ups charged by Zions Direct at www.auctions.zionsdirect.com
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Ratings conflict

Ratings conflict

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  • Duration: 7:09
  • Updated: 16 Jan 2010
  • views: 7067
videos
Ratings agencies are paid by the sellers of the securities they rate. Critics say there's a conflict of interest there. Senior Editor Paddy Hirsch explains.
https://wn.com/Ratings_Conflict
The Big Short Rating Agencies

The Big Short Rating Agencies

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  • Duration: 1:28
  • Updated: 29 Feb 2016
  • views: 98727
videos
https://wn.com/The_Big_Short_Rating_Agencies
The Rating Agencies

The Rating Agencies

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  • Duration: 33:11
  • Updated: 02 Aug 2017
  • views: 4
videos
Training on The Rating Agencies by Vamsidhar Ambatipudi
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rating agencies

rating agencies

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  • Duration: 2:31
  • Updated: 22 Sep 2011
  • views: 84
videos
rating agencies
https://wn.com/Rating_Agencies
Risk Rating Agency

Risk Rating Agency

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  • Duration: 1:28
  • Updated: 08 Nov 2016
  • views: 3
videos
https://wn.com/Risk_Rating_Agency
Rating Agency

Rating Agency

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  • Duration: 1:38
  • Updated: 25 Sep 2012
  • views: 61
videos
https://wn.com/Rating_Agency
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